For buyers

Buy your next home.
Pay £0 commission, always.

Holdkey brings your mortgage, offer, survey and conveyancing into one dashboard — and protects your money in FCA-authorised escrow until everyone confirms the sale is ready to complete.

The problem

Buying a home means chasing five different people for one answer.

No idea where things actually stand

Your solicitor, surveyor and mortgage advisor each give you different updates on different days — nobody shows you the full picture.

The estate agent works for the seller, not you

Nobody is coordinating the whole journey on your behalf, so it's on you to chase everyone and piece it together yourself.

Sales fall through late, with no warning

After months of waiting, a purchase can collapse with no signs visible to you until it's already happened.

Why Holdkey

Everything you need to buy, in one place.

Buyers pay £0. Always.

No commission, no fee, no cost at any stage of your purchase — from your first offer to the day you get your keys.

One dashboard, real-time updates

Every step of your purchase — mortgage, offer, survey, conveyancing, exchange — updated as it happens, not by phone call.

Your money is protected from day one

Funds sit in FCA-authorised escrow from the moment you pay, released only when everyone involved confirms the sale is ready to complete.

Browse and offer directly

Search and make offers on properties listed on Holdkey — no juggling Rightmove, Zoopla and estate agent phone calls separately.

What you get

A dashboard built around your purchase.

Everything you need to track and manage your home purchase, from your first search to the day you get the keys.

Your buyer dashboard
  • Property search and offer negotiation
  • Document upload — income, deposit, ID
  • 5-step transaction tracker
  • Escrow payment and confirmation checklist
  • Direct messaging with every party on your transaction
  • Professional directory to find your own solicitor or surveyor
How it works

Your purchase, from mortgage to keys.

1

Finances agreed

Your mortgage advisor confirms your approval and it lands straight in your dashboard.

2

Offer accepted

Browse listings, make an offer, and negotiate directly with the seller.

3

Valuation & survey

Your surveyor's report is uploaded and visible to you the moment it's ready.

4

Conveyancing

Track deeds, searches and contract status without chasing your solicitor for updates.

5

Exchange & keys

All parties confirm, funds release from escrow, and the property is yours.

£0
You pay nothing. Ever.
FCA
Authorised escrow. Funds held securely until exchange.
Verified
Every professional on your transaction is reviewed before being matched.

Register free. No cost, no catch.

Join Holdkey and track your purchase from mortgage to keys, with your money protected every step of the way.

Register free